Processing Fees Up to 4% of the amount + GST.
CCOD Annual Maintenance Charges (For customers opting for a flexible funding option like PL Overdraft) The charges include 0.25% of the reduced assigned limit or Rs. 1,000 (whichever is higher), payable at the end of the 13th month.
Collection Charge If a cheque issued for payment is from a non-local branch, Tata Capital levies outstation collection charges on an "At Actuals" basis.
Statement of Accounts (hard copy for branch walk-in requests) Rs. 250 + GST. You can download the statement for free from the online portal.
Loan Cancellation Charges (post disbursement) 2% of the loan amount or Rs. 5,750 (whichever is higher).
Payment Instrument Swapping Charges (eMandates/post-dated cheques from another account for EMI repayment) Rs. 550 + GST per instance.
Duplicate Repayment Schedule Rs. 550 + GST per instance.
Duplicate No Objection Certificate (NOC) Rs. 550 + GST per instance.